What is the Missouri Surplus Lines Association (MSLA)?

The Missouri Surplus Lines Association (MSLA) is specifically an organization that represents surplus lines brokers in the state of Missouri. Surplus lines brokers are individuals or firms that are licensed to procure insurance from non-admitted insurers, which means these insurers are not licensed to operate in the state but can provide coverage that may not be available through licensed carriers. The MSLA plays a critical role in facilitating this process by providing a framework for brokers, promoting industry standards, and ensuring compliance with regulations related to surplus lines insurance.

By supporting brokers and promoting the surplus lines market, the MSLA helps ensure that consumers and businesses have access to insurance products that may not be available in the standard market, meeting unique or high-risk needs. This support and representation are vital to sustaining a functional surplus lines segment within Missouri's insurance landscape.